Free · No bank required

Loans between people
you actually trust

LoanTracker lets you lend or borrow money with friends and family. Both parties confirm every transaction — no disputes, no "I thought you paid that".

How it works

Three steps, fully mutual — nothing happens without both sides agreeing.

1

Create a loan

Set the amount, interest rate, frequency, and end date. Search for the other person by name or email.

2

Both confirm

The other party gets notified and confirms the terms. The loan only becomes active when both sides agree.

3

Track payments

Record each payment. The receiver confirms it. The balance updates automatically — and you both get a receipt.

Everything you need

🤝

Mutual confirmation

Every loan, payment, and adjustment requires sign-off from both parties. No surprises.

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Amortisation schedule

See a full breakdown of every future payment — how much goes to interest, how much reduces the balance.

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Smart reminders

Automatic email and push notifications when payments are due, overdue, or waiting for confirmation.

✏️

Adjustable terms

Need to change the rate or extend the end date? Request an adjustment — takes effect once both agree.

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Mobile + web

Native Android and iOS apps, plus a full web interface. Works wherever you are.

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Private by design

Your loan data is visible only to the two parties involved. No advertisers, no third parties.

Ready to track your first loan?

Free to use. No credit checks, no bank accounts, no fees.

Open the app